Household debt in Brazil
- Data for: Jul 2026
- Jul 2025: 48.78% (+1.08 pp)
- Source: Central Bank of Brazil (SGS series 29037)
Brazilian households owed the equivalent of 49.86% of their 12-month income to the financial system in Jul 2026. A year earlier it was 48.78%.
Series used: household debt to the national financial system / income accumulated over 12 months. Data updated on .
Default rate of the credit portfolio
5.04% of the total credit portfolio was in default in Aug 2026. See the history →
Value at the end of each year
| Year | Household debt in the financial system, % of income |
|---|---|
| 2026 (through Jul 2026) | 49.86% |
| 2025 | 49.70% |
| 2024 | 48.45% |
| 2023 | 47.75% |
| 2022 | 49.14% |
| 2021 | 49.48% |
| 2020 | 41.78% |
| 2019 | 41.46% |
| 2018 | 39.02% |
| 2017 | 37.22% |
| 2016 | 38.11% |
| 2015 | 40.05% |
Run the numbers
Analysis on this topic
What the indicator measures
It is the balance of household debts with banks and other institutions of the financial system, divided by household income over the last 12 months. It does not include debts with stores outside the financial system.
Frequently asked questions
What is the latest value of "Household debt"?
Household debt in the financial system, % of income: 49.86%, for Jul 2026. A year earlier (Jul 2025): 48.78%.
Where does the "Household debt" data come from and when is it updated?
The data come from Central Bank of Brazil (SGS series 29037). This page shows the figure for Jul 2026 and the base was updated on Oct 26, 2026. The source may revise numbers already published.
Download the data and cite it
Full series in open format: CSV. Unit: % of income, 12-month cumulative.
Updated . How to cite: dadobruto.com. Household debt in the financial system, % of income. Data: Central Bank of Brazil (SGS series 29037). Updated Oct 26, 2026. https://dadobruto.com/en/brazil-in-numbers/household-debt
License: You may copy and republish the data and charts, including commercially, under the CC BY 4.0 license. The condition is to credit "dadobruto.com" and, when published online, to link to dadobruto.com or to the page the data came from. The original numbers follow the rules of Central Bank of Brazil (SGS series 29037).
Also searched as: Brazil household indebtedness.