Credit default rate in Brazil
- Data for: Aug 2026
- Aug 2025: 4.14% (+0.90 pp)
- Source: Central Bank of Brazil (SGS series 21082)
The default rate on the financial system's credit portfolio was 5.04% in Aug 2026. A year earlier it was 4.14%.
Series used: default rate of the credit portfolio, total (SGS 21082). Data updated on .
Value at the end of each year
| Year | Default rate of the credit portfolio, total |
|---|---|
| 2026 (through Aug 2026) | 5.04% |
| 2025 | 4.20% |
| 2024 | 3.08% |
| 2023 | 3.29% |
| 2022 | 3.07% |
| 2021 | 2.35% |
| 2020 | 2.16% |
| 2019 | 2.99% |
| 2018 | 2.93% |
| 2017 | 3.29% |
| 2016 | 3.75% |
| 2015 | 3.42% |
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Analysis on this topic
What default means
It is the share of the credit balance more than 90 days overdue, under the Central Bank's definition. It covers individuals and companies.
Frequently asked questions
What is the latest value of "Credit defaults"?
Default rate of the credit portfolio, total: 5.04%, for Aug 2026. A year earlier (Aug 2025): 4.14%.
Where does the "Credit defaults" data come from and when is it updated?
The data come from Central Bank of Brazil (SGS series 21082). This page shows the figure for Aug 2026 and the base was updated on Oct 26, 2026. The source may revise numbers already published.
Download the data and cite it
Full series in open format: CSV. Unit: % of the credit portfolio.
Updated . How to cite: dadobruto.com. Default rate of the credit portfolio, total. Data: Central Bank of Brazil (SGS series 21082). Updated Oct 26, 2026. https://dadobruto.com/en/brazil-in-numbers/credit-default-rate
License: You may copy and republish the data and charts, including commercially, under the CC BY 4.0 license. The condition is to credit "dadobruto.com" and, when published online, to link to dadobruto.com or to the page the data came from. The original numbers follow the rules of Central Bank of Brazil (SGS series 21082).
Also searched as: Brazil loan defaults, Brazil delinquency rate.